Two apps, two different purposes
Trya is a daily budget management app with AI, ideal for tracking your monthly expenses and sticking to your budget.
Finary is a wealth tracking app, designed to manage your investments (stocks, crypto, real estate) and track your overall financial performance.
Detailed comparison
| Criteria | Trya | Finary |
|---|---|---|
| Main use | Daily budget management | Wealth & investment tracking |
| Free version | ✓ | ✓ |
| Premium price | 7.99€/month / 49.99€/year / 149.99€ one-time payment 🔥 | 9.99€/month / 99.99€/year / No lifetime offer |
| AI budget | ✓ Automatic 50/30/20 method | ✗ |
| Budget envelopes | ✓ Smart envelopes by category | ✗ |
| Daily expense tracking | ✓ | ✓ Limited |
| Bank connections | 350+ | 350+ |
| Investment tracking | ✗ | ✓ Stocks, crypto, real estate |
| Portfolio performance | ✗ | ✓ |
| Savings goals | ✓ | ✓ |
| Auto categorization | ✓ | ✓ |
| Budget alerts | ✓ | ✗ |
| Interface | ✓ Modern 2026 design | ✓ Professional design |
| Mobile app | iOS + Android | iOS + Android + Web |
Trya's strengths
- AI creates your budget using the 50/30/20 method automatically
- Smart budget envelopes for each spending category
- Total focus on daily budgeting (vs wealth management)
- Smart alerts when you exceed your budget
- One-time payment of 149.99€ vs 9.99€/month with Finary
Finary's strengths
- Complete wealth tracking (stocks, crypto, real estate)
- Detailed performance of your investments
- Global overview of your financial situation
- Web application in addition to mobile
- Ideal for investors and significant wealth
Which app to choose based on your profile?
Choose Trya if you:
- Want to manage your monthly budget and daily expenses
- Want to avoid overdrafts and stick to your budget
- Need alerts when you overspend
- Want an AI that creates your budget automatically
- Prefer a one-time payment (149.99€) rather than a subscription
- Are a beginner in financial management
Choose Finary if you:
- Have investments (stocks, ETFs, crypto)
- Want to track your portfolio performance
- Manage significant wealth (real estate, investments)
- Are looking for a global overview of all your assets
- Are an active investor or advanced user
- Want a web app in addition to mobile
Why not both? Both apps are complementary! Use Trya for your daily budget and everyday expenses, and Finary to track your investments and overall wealth.
Our verdict
It's not really a contest! Trya and Finary have different goals.
Choose Trya if your priority is to manage your monthly budget, avoid overdrafts and control your daily spending with the help of AI.
Choose Finary if you are an investor and want to track the performance of your investments (stocks, crypto, real estate).