Trya vs Finary: comparison and review

Trya and Finary are often mentioned together, but they don't quite answer the same question. Here's how to tell them apart based on your profile.

Two philosophies

Finary became known as a wealth-tracking tool, geared towards investors: stocks, ETFs, crypto, property, a consolidated view of your assets and their performance.

Trya starts from the everyday: your budget, your spending, your subscriptions, your savings, with wealth tracking on top. The idea is to have a single tool to manage your money end to end, from the morning coffee to net worth.

Point by point

• Monthly budget per category: the core of Trya, with a starter budget based on your income and alerts at 80% and 100%. Finary focuses on wealth rather than the everyday budget.
• Wealth tracking: Finary's speciality, with in-depth analysis for investors. Trya covers the main asset families (property, stocks, crypto, retirement, vehicles, valuables) with prices refreshed hourly and a goal per asset type.
• Envelopes and couple budgeting: included in Trya, with avatars to see who spends what.
• AI coach: Trya includes Sol, who answers your questions with your real numbers.
• Bank sync: both aggregate your accounts. Trya covers 31 European countries.

Who Finary is relevant for

• You already have invested wealth to track in detail
• Your centre of gravity is investments and performance
• You mainly want to consolidate your assets and analyse their allocation

Who Trya is relevant for

• You first want to steer your budget and daily spending
• You want your spending to sort itself automatically
• You want a coach who answers questions about your money
• You want to track your wealth too, without making it the core of the tool
• Privacy is non-negotiable for you

Can you use both?

Yes, some people do: one tool for the daily budget, another for detailed portfolio analysis. But if your wealth is a savings account, some investments, a few stocks and your home, one tool is plenty.

The Trya difference

Beyond the budget, Trya bets on two things: Sol, an AI coach who answers your questions and helps you decide, and a strict promise on privacy: your data is never sold, and there are no ads.

In summary

If your main subject is tracking an investment portfolio, Finary is built for that. If you want a daily copilot that manages your budget, your spending and your wealth in one place, with a coach and respect for your data, Trya is for you. Trya's free plan lets you make up your mind in a few minutes.

Frequently asked questions