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Built for Europe

The European alternative to YNAB

YNAB taught the world to give every dollar a job. But the app is built around North American banks, with a subscription of around a hundred dollars a year. TRYA keeps the best part — every euro gets a job — and adapts it to Europe: native French and European bank sync, six languages, and a lifetime licence if you hate subscriptions.

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What TRYA does differently

Your European banks, natively

1,500+ banks across 31 countries via PSD2 open banking — Barclays, Revolut, N26, BNP and more. No third-party connector workarounds.

Envelopes and zero-based

Like YNAB, you can give every euro a job: custom envelopes, zero-based budgeting, or the simpler 50/30/20 rule if you prefer.

Net worth on top

YNAB stops at the budget. TRYA also tracks your net worth: property, stocks, crypto, multi-currency with real-time exchange rates.

Pricing built to last

€7.99/month, €49.99/year, or a €149.99 lifetime licence — pay once, done. YNAB is around a hundred dollars a year, forever.

Frequently asked questions

Is TRYA a YNAB clone?

No. The philosophy is close — every euro gets a job — but TRYA is a European product: native PSD2 bank sync, six languages, net worth tracking, couple budgeting with avatars and an AI coach. It's a complete money app, not just a method.

Can I import my YNAB data?

Yes. Export your transactions as CSV from YNAB and import them into TRYA (CSV import is included in TRYA+). You keep your history without re-typing.

Does YNAB work with European banks?

With difficulty: YNAB's direct import targets North American banks, and European users often rely on third-party tools or manual entry. TRYA connects natively to European banks via PSD2.

How do prices compare?

YNAB costs around a hundred dollars a year, with no lifetime option. TRYA+ is €49.99/year (or €7.99/month), and the €149.99 Lifetime licence pays for itself in about three years — after that, it's yours.

Can I try before paying?

Yes: the Free plan has no time limit. Test the philosophy with manual entry — 50/30/20 budget, accounts, net worth — and move to TRYA+ when you want bank sync.

Ready to take action?

Take back control of your money

Sync your banks, track your budget and let Sol guide you. Free to start.

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