Comparison
Trya vs Linxo
Complete comparison between Trya and Linxo to help you choose the best budget management app in 2025.
Overview
Trya and Linxo are two French budget management apps that offer freemium models with free basic features.
The key difference: Trya offers a one-time payment of €99 for lifetime access, while Linxo works on a monthly or annual subscription. Trya also integrates AI to create your budget automatically.
Detailed Comparison
| Criterion | Trya | Linxo |
|---|---|---|
| Free version | ✓ | ✓ |
| Automatic bank connection | €5.99/month €59.99/year €99 one-time payment 🔥 | €4.49/month €29.99/year (€2.50/month) No lifetime offer |
| AI-powered budget | ✓ Automatic 50/30/20 method | ✗ |
| Budget envelopes | ✓ Smart envelopes by category | ✗ |
| Number of banks | 350+ | 300+ |
| Automatic categorization | ✓ | ✓ |
| Savings goals | ✓ | ✓ |
| Interface | ✓ Modern 2025 design | ✓ Clean interface |
| Real-time tracking | ✓ | ✓ |
| Mobile app | iOS + Android | iOS + Android |
🚀Trya's Strengths
- ✓AI that creates your budget using the 50/30/20 method automatically
- ✓Smart budget envelopes for each spending category
- ✓One-time payment of €99 for lifetime access (vs subscription)
- ✓More compatible banks (350+ vs 300)
- ✓Massive time savings: no more manual budget management needed
⭐Linxo's Strengths
- ✓Competitive monthly price at €4.49/month
- ✓Historic market leader in the French market
- ✓Clean interface and easy to use
- ✓Solid features tried and tested
- ✓Established community of users
Which app to choose based on your profile?
Choose Trya if you:
- • Want an AI that manages your budget automatically
- • Prefer a one-time payment rather than a subscription
- • Are looking for a cost-effective long-term solution (€99 for life)
- • Like modern interfaces and innovation
- • Want to connect many different banks
Choose Linxo if you:
- • Prefer a cheap monthly subscription (€4.49)
- • Want a proven solution with a long track record
- • Like classic interfaces that are simple
- • Don't want AI but prefer to manage manually
- • Are looking for a well-known app on the market
Our Verdict
Trya is the best choice if you're looking for a modern AI-powered solution and especially excellent long-term value for money with the one-time payment of €99.
Linxo is suitable if you prefer paying less monthly (€4.49) and don't need AI for your budget.