Documentation

Introduction to Trya

Trya is a budgeting app available on iOS and Android. It allows you to synchronise all your bank accounts in one place, track your spending in real time and analyse your finances.

To synchronise your accounts, Trya uses a service licensed by the ACPR, the French banking supervisory authority, ensuring that bank connections meet the strictest security standards. Trya never has access to your banking credentials.

First Steps

Getting started on Trya takes less than 2 minutes. Here's how:

1. 1Download Trya from the App Store (iPhone) or Google Play (Android).
2. 2Create your account instantly using your Google or Apple account.
3. 3Connect your first bank to automatically import your transactions.

Connecting Your Banks

Trya supports the vast majority of French banks: Crédit Agricole, BNP Paribas, Société Générale, LCL, Banque Populaire, Caisse d'Épargne, Boursorama, N26, Revolut, and many others.

1. 1Go to the « Accounts » tab from the menu.
2. 2Tap « Add an account ».
3. 3Search for your bank in the list.
4. 4Authenticate directly on your bank's website (Trya never sees your credentials).
5. 5Your accounts and transactions are imported automatically.

Your Transactions — Overview

Transactions are accessible from the « Accounts » tab by tapping the dedicated button at the top of the screen. They bring together all your operations, across all banks, in chronological order.

• Montant— shown in colour by default for expenses, in green for credits.
• Date— date of the operation as provided by your bank.
• Libellé— raw description transmitted by your bank.
• Catégorie— automatically assigned, editable manually.

Synchronisation occurs automatically every 6 hours, in line with limits imposed by banks.

Categorising Your Transactions

Trya automatically analyses the description of each transaction to assign it a category (Food, Transport, Leisure, Subscriptions…). This automatic categorisation can be corrected at any time.

Changing a category

1. 1Tap the transaction in the list.
2. 2Tap the current category.
3. 3Select the desired category.
4. 4The change is saved instantly.

Internal Transfers

When you transfer money between two of your accounts, Trya records two transactions: one outflow and one inflow.

• -Une sortie de 500 € sur le compte courant
• +Une entrée de 500 € sur le livret d'épargne

How to correct it?

Categorise both transactions as Internal Transfer. They will automatically be excluded from your analyses.

Excluding a Transaction

Some transactions should not appear in your analyses (duplicates, one-off reimbursements, errors…).

To exclude a transaction, categorise it as « Internal Transfer ». It will remain visible but will not be included in your statistics.

Creating a Budget

A budget lets you set a spending ceiling for a category over a given period.

1. 1Go to the « Budget » tab.
2. 2Tap « Create a budget ».
3. 3Choose a category.
4. 4Set the limit amount.
5. 5Confirm.

Managing Categories

Trya provides default categories covering the main spending areas.

You can create up to 3 custom categories, or an unlimited number with a premium subscription.

Dashboard

The dashboard gives you a complete overview of your financial situation.

• –Total consolidated balance of your accounts
• –Monthly expenses
• –Monthly income
• –Monthly trend
• –Active budgets
• –Latest transactions

Your Data Is Secure

La confidentialité est au cœur de Trya. Voici nos engagements :

• No data selling

  Your financial data is never sold or shared.

• No access to your credentials

  Trya never sees your bank login or password.

• End-to-end encryption

  Your data is encrypted in transit and at rest.

• Complete deletion

  All your data is permanently erased when you delete your account.

ACPR Certification

The ACPR is the French banking regulatory body operating under the Banque de France.

Trya uses a certified bank aggregation infrastructure that complies with DSP2 standards.

• –Connection via official bank APIs
• –Full transparency with your bank
• –Complete control and ability to revoke access

Delete Your Account

You can delete your account at any time from within the app.

1. 1Open Trya and go to « Settings ».
2. 2Access the « Account » section.
3. 3Tap « Delete my account ».
4. 4Confirm.