Indie, not a bank
Linxo belongs to Crédit Agricole. Trya is independent — focused 100% on your interest, not on a bank group's.
AlternativeSimpler, more modern
The Linxo alternativefor 2026.
Linxo was acquired by Crédit Agricole in 2018 and the design has barely moved since. Trya is the modern option: clean interface, transparent pricing, no bank behind it.
Linxo was a reference for budget management in France before its acquisition by Crédit Agricole in 2018. Since then, the app has evolved little visually and independence has diluted. Trya picks up the torch: redesigned, fully independent, modern UX focus.
Feature comparison
Trya vs Trya 🏦 Linxo
Trya
Linxo
Bank sync
Yes (2400+ banks)
Yes
Independence
Solo founder
Crédit Agricole subsidiary
Modern design
Redesigned 2026
Aging
50/30/20 method
Native
No
Budget envelopes
Yes
No
AI Coach
Yes
No
Crypto net worth
Yes
Limited
Multi-user (avatars)
Yes (avatars per member)
No
Lifetime plan
Yes
No
Indie / corporate
Indie
Corporate
Why choose Trya
Why choose Trya vs Linxo
Design that ships in 2026
Linxo carries 13 years of graphic age. Trya was just rebuilt with UX inspired by Linear or Notion.
Built-in budgeting methods
Linxo gives you a dashboard. Trya gives you a dashboard AND the 50/30/20 method with envelopes. One step ahead.
AI Coach for your finances
Ask it a question — it analyses your data and gives advice. Unmatched in Linxo.
Lifetime plan available
No need to enter the subscription machine. €149.99 once.
FAQ
Frequently asked questions
Is Linxo trustworthy because it belongs to Crédit Agricole?
It's a reassurance argument, sure. But Trya runs on GoCardless, also ACPR-certified — technical security is equivalent. The difference is editorial independence.
Linxo vs Trya pricing?
Linxo Premium is around €4/month. Trya yearly is €4.16/month — virtually identical. But Trya offers a €149.99 lifetime plan that Linxo doesn’t.
Can Trya do what Linxo does?
Yes, and more. Linxo is mostly an aggregator. Trya aggregates + offers the 50/30/20 method + envelopes + AI coach + wealth tracking.
How do I migrate from Linxo to Trya?
Reconnect your banks in 2 minutes via Trya. Your last 3 months of transactions are imported automatically. No need for an export from Linxo.