'Monthly budget' sheet
A 50/30/20 structure (needs / wants / savings) with automatic subtotals, budget-vs-actual variance, and a 'left to allocate' figure to bring down to zero (zero-based budgeting logic).
Free toolExcel & Google Sheets
Your budget template,ready to fill in.
An Excel file (Google Sheets compatible) with two sheets: a 50/30/20 monthly budget that calculates itself, and a couples budget split by income. Free, no sign-up.
Download the template (.xlsx)
Works with Excel, Numbers and Google Sheets · free, no email
What's inside
'Couples budget' sheet
Enter each person's income: the file computes the prorated share and splits each shared expense between the two. Perfect for clear finances as a couple.
Everything is wired up
The formulas are ready: you just enter your amounts. No formatting to redo, no manual maths.
How to use it
Download the file
Click the button above. The .xlsx opens in Excel, Numbers or Google Sheets (File → Import).
Enter your income and amounts
Type your net income at the top, then your budgets per category. Totals, percentages and the 'left to allocate' figure update automatically.
Go automatic whenever you want
A spreadsheet updates by hand. When you're tired of it, Trya does the same thing by connecting to your banks — and tracks it for you every month.
The spreadsheet, without the spreadsheet
This template is great to start. But filling a file every month gets old fast. Trya uses the same 50/30/20 and couples logic, automatically categorising your real spending — you keep the clarity, lose the chore.
FAQ
Frequently asked questions
Is the template really free?
Yes, completely, with no sign-up or email. You download the file directly.
Does it work with Google Sheets?
Yes. Open Google Sheets then File → Import → upload the .xlsx file. The formulas are kept.
What about Excel or Numbers (Mac)?
The file is in .xlsx format, read natively by Excel and by Numbers on Mac. You can use it as is.
What's the 'couples budget' sheet?
A sheet where you enter both people's incomes: it computes each person's prorated share and splits shared expenses accordingly. Handy for fair, clear finances as a couple.